In February 2009, the Obama Administration introduced the Making Home Affordable Program (M.H.A.) which included the program called the Home Affordable Modification Program or H.A.M.P.  A logical, intelligent plan to stabilize the housing market and help struggling homeowners get relief and avoid foreclosure. In March 2009, the Treasury Department (Treasury) issued uniform guidance for loan modifications across the mortgage industry and subsequently updated and expanded that guidance in a series of policy announcements.

Since it's inception the M.H.A. and H.A.M.P. has been met with disdain from the same banks who demanded the American Taxpayer bail them out of the financial crisis they themselves created. Telling the American people that the Economy would implode and we would all be on bread and soup lines if we did not give them BILLIONS in less than a WEEK. Even though they were given assistance in their time of need, the banks have seen fit to deny most homeowner requests for assistance and only a small percentage of the 4.4 Million Homeowners the H.A.M.P. program was intended to help have been given permanent modifications.  Now 2 years latter the inaction,incompetence and self interest of  the financial industry have put over 10 Million additional Americans are at risk.  Incredibly, during this time millions of homes have already been foreclosed on and according to the media, courts and Treasury Department some illegally.

Our program simply creates irrefutable submissions the banks can't decline and if they have the audacity to do so educate homeowners
on their options to force compliance in the most expedient fashion.  We leave no homeowner alone and at the mercy of the banks
arbitrary implementation of federal guidelines and internal schemes to discourage troubled homeowners.  Join Us!
 

There are numerous M.H.A. Programs including H.A.M.P. available to qualified homeowners.  We will underwrite any applicants application free of charge and inform them of the program(s) they qualify for based on the information provided and the guidelines. 

The programs include:

Every potential client undergoes a full pre-qualification underwriting analysis and N.P.V. test prior to any money exchanging hands.  This is costly and results in a large percentage of our applications being declined.  However, our mission is to help those that can be helped and to never deceive or offer false hope to homeowners who have no chance of modification or short sale.  Qualified clients who purchase our document package receive our support. Those who can not qualify receive a free analysis of how they may best extract themselves from a no win situation as well as information and resources based on their own personal unique situation.

Our System also protects the Branch and consultants from the liability associated with loan modification schemes and assures your
reputation is protected and your clients become raving fans.